How much does windshield chip repair cost in Tempe in 2026?
Windshield chip repair in Tempe typically costs $60–$120 without insurance. With Arizona's zero-deductible glass law (ARS 20-263), most chip repairs are $0 with comprehensive coverage — your insurer pays and your rates cannot increase.
Updated June 2026
Arizona law requires insurers to offer zero-deductible comprehensive glass coverage. For chip repairs — which cost insurers $60–$100 — nearly every carrier with comprehensive coverage pays the full cost with no deductible and no rate impact.
Without insurance, prices vary by chip type. A single small chip runs $60–$80. Multiple chips or large star-break repairs run $100–$120. If a chip has already spread to a crack longer than 6 inches, full replacement is required at a much higher cost.
Acting fast matters especially in Tempe. The extreme heat and UV exposure mean chips spread faster here than almost anywhere else in the country. A chip repaired today for $0 prevents a replacement that could cost $400+ later.